If all loan application attempts fails, in the past 6 months or so, dew to over commitment or any other reason, and there are no assistance, even with a consolidation loan, kindly have a look at the only last three options Loans Acceptable can refer your application to, for assistance. Loans Acceptable do promise that we do have a solution for every clients financial needs, and situation. This options below, is out last options we can offer our clients. Loans Acceptable is proud to announce that we assist 40% of our clients who’s loan applications was declined, with one of these three options. Any one of these options will bring a relieve to your monthly expenses.


The New Mediation Program,Information Help Guide 


 Let me give you a little tour behind the scene on how the program works.  

We (Loans Acceptable and ADS (the Law firm) will be working with you as client hand in hand, you will be informed all the way by phone, SMS, email as you the client are very important to us and not just a number.  

First phase, we will want to know from you if you are or were under debt review, this will help us to understand your financial state better and we will also, by you sending us the newest statement from debt review have a clearer picture of what your situation is at the moment, by knowing this we will be able to assist you with a lower rate taking 50% off on what you are currently paying.  You the client will also be asked to fill in a list of 5 questions, on pg2 of your application form even if you have a list of creditors separate.  

The second phase, after receiving all your documents and application form a quotation will be done by ADS the Law firm, you the client will receive an invoice for first payment to Loans Acceptable (once off) your file will then be sent to Cape Town (ADS), 2nd payment to ADS (lawyers fee) (once off) 3rd payment starts going toward creditors, you will also receive a letter/contract with all info as revealed above. 

Third phase, You will be asked to open a new bank account where no debt order is going off if your current account is debt free you can continue to use it, a cart will be linked to your bank account from ADS, you will be asked to put a stop order in place for the amount that needs to be paid monthly to your creditors, all your creditors are already linked to this cart as soon as your money goes into the card your creditors are paid immediately.  You will be given an access code for the card to have access 24/7 to see what is done and paid with your money. You will also be able to draw statements and payment receipt.  

You the client will always be in charge of your own money we are there to help, assist, building up your credit score, and in future helping, you get that loan to go on that planned holiday that was put aside for years......... 

  1. Go to the home page, on the left top corner. The following wording must be removed and must be add between Gallery and Voluntary Surrender. Application Form must be the first option.

Information Pages for Alternative Solutions on Declined Loan Applications. We Refer and Assist With, the Following Solutions.


My recommendations:

For total debt over R60 000.00  without a house bond or a vehicle = Voluntary Surrender.

For any total debt amount with a house and / or a vehicle = Debt Counselling.

For debt without a house or a vehicle = Debt Mediation. 

Please take note that Loans Acceptable is not your service provider company on this three products, but only act as a referral company to your benefit.

With this options you will be able to make a living


When applying please remember to tick the option for Debt Restaructuring